
Workers' Compensation Premium Recovery Service
America's Business Coach Workers' Compensation Recovery Service reviews your Workers' Compensation and General Liability insurance costs to recover overpayments from errors.
We work on a "No Recovery – No Payment" basis. Nearly 80% of our audits find money, often recovering up to 20% or more of your annual premium for the past three years.
Key factors we review include experience modification rate, governing code, classification codes, reserves, and discounts. We know where to look to maximize your refund or credit.
See PodcastsThe Complete Process
We do the work. You get the refunds.

Step 1:
The Letter of Authorization (attached above) should be put on your letterhead and signed. Please return a signed Agreement for Services. Also, attached above is a list of documents we require to start recovering your Insurance Premiums.

Step 2:
We contact the necessary agencies to gather the paperwork needed to complete our audit. We try to complete all steps with minimal use of your time. America’s Business Coach will complete a comprehensive report of our findings to submit for your review and approval.

Step 3:
We submit our findings to you for review prior to sending it to your insurance carrier(s). We then do all of the necessary follow-up until you receive your refund check or premium credit. Only then will you pay for our service. If there is no refund or credit, there is NO FEE.
Worker's Compensation Insurance Audit Review
Our in-house workers' compensation experts will perform a hands-on review of over 40 factors that affect your annual premium. We use people to do the work, not software programs, to assure that no stone is unturned in recouping your money (up to three prior years). We will secure a refund or credit on your behalf with little of your time.
Experience Modification Review
One of the most complicated aspects of your workers' compensation premiums, a mistake in your e-mod could cause you years of lost money and headache. Our review can correct errors going back three (3) years and you will enjoy savings into the future. No more headaches - you will have the peace of mind that all is in order. Again, if you don't receive a refund or credit, we DO NOT GET PAID.
Clients Review
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